Terms of Service

1. Use of This Site

This website is provided to help adventure riders learn about motorcycle insurance coverage and request quotes. You agree to use the site only for lawful purposes and not to interfere with its operation, attempt unauthorized access, or use it in any way that could damage or impair the site or other users' use of it. You must be at least 18 years old to submit a quote or contact request.

2. Quotes Are Not a Bound Policy

Any quote, estimate, premium figure, or coverage description provided through this website is for informational purposes only and does not constitute an offer to insure, a binder, or an insurance policy. No coverage is in effect until a policy is formally issued by an insurance carrier, you have received the policy documents, and any required premium has been paid. The terms, conditions, exclusions, and limits of the actual policy issued to you control in all cases. Coverage availability, eligibility, and pricing are determined by the carrier and may differ from information shown here.

3. Accuracy of Information You Provide

You are responsible for providing accurate, complete, and current information when you request a quote or contact us. Insurance quotes and coverage decisions depend on the accuracy of the details you supply about your bike, accessories, riding habits, and history. Inaccurate or incomplete information may result in inaccurate quotes, changes in pricing, or denial of coverage by a carrier.

4. Intellectual Property

The content on this site — including text, graphics, logos, and design — is owned by or licensed to Contractors Choice Agency and is protected by applicable intellectual property laws. You may view and use the site for your personal, non-commercial purposes, but you may not copy, reproduce, distribute, or create derivative works from our content without our prior written permission.

5. Limitation of Liability

This site and its content are provided "as is" without warranties of any kind, whether express or implied. To the fullest extent permitted by law, Contractors Choice Agency will not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, this website or any information on it. Nothing on this site constitutes legal, financial, or professional advice. Insurance decisions should be made based on the actual policy documents and, where appropriate, consultation with a licensed professional.

6. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflict-of-law principles. Any dispute arising out of or relating to these Terms or your use of the site will be subject to the jurisdiction of the state and federal courts located in Arizona.

7. Changes to These Terms

We may update these Terms from time to time. Changes are effective when posted to this page, and the "Last updated" date above reflects the most recent revision. Your continued use of the site after changes are posted constitutes acceptance of the updated Terms.

8. Contact Us

If you have questions about these Terms, contact us:

See also our Privacy Policy.